Many animal treatments in market have been proved to be effective in prolonging the lifespan of a pet. This is made possible by the advances in science. A pet owner should consider a number of requirements before selecting a specific insurance policy. A significant number of pet health insurance companies provide various policies that put highly emphasize the age and type of pet. Accidents will also come into play during a life of pet and these include ear infections, arguing with other pets and swallowing objects not for consumption. Coping with Difficult Situations Many pets in Canada suffer from life-threatening diseases that are not treated properly and this due to the reluctance of owners to shoulder medical costs. While the offerings of budget insurers are affordable, these only provide extremely limited coverage and not likely the expenses in treating a pet that develops an ongoing condition that might requires years of continuous medical attention. Such conditions include epilepsy, heart problems, skin conditions, arthritis and diabetes. Consider this, insuring a mongrel is far cheaper than insuring a pedigree, and insuring a dog will be more expensive than a cat. Basic pet insurance policies normally cover veterinary bills and even minor surgeries. A comprehensive policy though can go as far as covering the service charge of a pet psychologist or costs of cancelling a planned vacation if your pet needs you at the 11th hour. At times a person may be worried about how much of a deductible they need to pay before the coverage picks up. However, with these plans a person can see that the amount they are going to pay is relatively small in comparison to the cost that they pay for themselves. A person may find that the coverage may offer discounts for keeping up to date on the shots. which led to the design of a health insurance dedicated to pet health care. The AKC Health insurance is a plan designed to provide services for pets, regardless of breed. It is a plan to help out pet owners regarding veterinary expenses and basic tests related to the welfare of ones pet. AKC Health Insurance FYI In AKC Health Insurance, the owner must get the policy before the pet reaches nine years of age.