For some people the responsibility is coming from the food they have to purchase, but for others it is going to come from the expensive medical treatment that pets need from time to time. However, to help offset that cost a person should be aware of the positives of having pet insurance. One positive of having this is that the cost is extremely low for the amount of coverage they get. Personal time, as well as the financial aspect of having your pets taken to the veterinarian to undergo basic tests are one of the few reasons why having a pet is a huge responsibility. Studies show that majority of veterinarian visits are unscheduled because of emergencies. Doing so creates a feeling of frustration to its owners because of the added expense of these unforeseen instances. There are also others that cause damage to property indirectly but have been proven to be associated to the pet's actions. With these kinds of incidents and the trend of having every incident filed in court you will be able to pay for the claims awarded to the victim without much hassle. This will keep you from losing your assets due to the ruling of the courts. However, this can be compounded by unexpected costs like the use of boarding kennels if the pet owner is hospitalized cannot attend to the cat while being treated. New studies have discovered that one out of three pet owners were forced to make unscheduled visits with animal doctors over the past two years. If you find yourself too busy to deal with brushing your pet's teeth regularly then you can find a plan that contains coverage for routine dental care and dental work. These two things alone could stop your pet dog from being one of the 3.2 million dogs in the U.S. that have heart disease, or one of the 15% of dogs in the U. However, like any family member pets need that extra care to stay healthy and eventually live a happy and enjoyable life. One way of being a responsible pet owner is by purchasing pet insurance. Pet insurance helps a pet owner manage veterinary bills that become costly especially when they pile up. Pets can become sick even in the safest of homes.