Many pet medical insurance companies have various types of policy for different and types of pet. Consider this, insuring a cat will be more expensive that a dog. Insuring a mongrel will be cheaper than a pure breed animal. Basic policies typically cover medical bills that require minor surgeries. The more comprehensive plans are more flexible. Bronze policy will cover as much as 1,000, while the Silver and Gold policies go as high as 3,000 and 5,000 respectively. Many pet health care insurance companies limits payments for conditions to the first year only. The Endsleigh Pet Insurance policy does not have a time limit on when the policy can be claimed and coverage of conditions. Old dogs can have insurance for the rest of its lifetime. - Vet fees are automatically included and Tesco has advice lines that can be contacted anytime of the day. - Compared to other pet health care insurer Tesco only requires a one-off, straightforward excess fee. Hidden charges are guaranteed non existent. Almost all forms of pet insurance include liability coverage, which will insure the owner if the animal causes bodily harm to someone or destroys the property of a neighbour. In addition to studying what is included in a pet insurance policy, owners should also study what is not included. Normally a policy will require the owner to wait around two weeks after his pet has recovered from an illness before being reimbursed. Reasons Why You Need Pet Travel Insurance First of all you have no idea how your pet will react to a different humidity, different weather, different insects and animals and perhaps even different food. There is a myriad of respiratory and stomach problems these different conditions could cause. The point is that it is quite easy for your pet to be ill, and what happens if you have to seek out a vet while traveling? Nearly all types of pet insurance plan feature liability coverage. Under liability coverage, the pet owner will be insured if the animal inflicts bodily harm to another person or causes damage to property. The insurance company will normally tell the pet owner to wait around two weeks before claiming the policy and or even make an excess payment.