It now has become a requirement for the pets to also receive the right stimulation, exercise, activity levels, environment, health care and nutrition. Those that want to become true pets owners should realize that the hobby will not be cheap and require a huge amount of time to be good at. Veterinary bills eat up a major part of a pet owner s budget and will be added up with unexpected costs such as renting boarding kennels or hiring pet sitters. However, a comprehensive pet insurance plan has more flexible coverage like paying for the services of a pet psychologist or fees to cancel a vacation. Nearly all types of pet insurance plan feature liability coverage. Under liability coverage, the pet owner will be insured if the animal inflicts bodily harm to another person or causes damage to property. Insuring a mongrel will be cheaper than a pure breed animal. Basic policies typically cover medical bills that require minor surgeries. The more comprehensive plans are more flexible. Some even covers charges of a pet psychologist or cancellation fees for a vacation in the event that the pet needs immediate treatment at the last minute. In addition, pets that have a lingering sickness have a very poor chance of getting insured. Several insurance groups even have special policies for pets whenever they get lost or stole. Pet owners could be reimbursed for how much they spend on advertising for a lost pet and could also recover a portion of the animal's original price when it failed to be recovered. Either way make sure you get the coverage for basic checkups even if you opt to do most of your brushing and dental work yourself. It's always a comfort to know that things are as they should be which brings me to another point. As with all forms of pet insurance you will want to check the list of vet providers for your plan to see if you can stick with the one you have, or if it will cover you to switch if that is what you want. Traveling with your pet is extending the boundaries of your relationship, often in a way that will be new and confusing to your pet. From the safety of your home your pet Chihuahua might know not to chew up your shoes or pee on the floor, but this is hardly the same thing while traveling abroad. Also keep in mind your pet will be stressed out and will not understand what is happening.