that have heart disease, or one of the 15% of dogs in the U.K. What Sort of Plan Should You Look For? The sort of plan you should look for depends largely on the advice of your vet. Is your animal of a certain breed or a certain age where it would benefit from a high deductible in case of some sort of emergency procedure? Money will mostly be spent specially on vet bills and be compounded by unexpected costs such as the use of boarding kennels if the animal is admitted to a hospital or the master cannot attend to his pet while under treatment. New surveys reveal that 75% of pet owners were forced to make unplanned vet visits in the past two years. Many pet health care insurance companies limits payments for conditions to the first year only. The Endsleigh Pet Insurance policy does not have a time limit on when the policy can be claimed and coverage of conditions. Endsleigh also offers coverage for dogs and cats that die due to an illness or injury. A comprehensive policy though can go as far as covering the service charge of a pet psychologist or costs of cancelling a planned vacation if your pet needs you at the 11th hour. Almost all forms of pet insurance include liability coverage, which will insure the owner if the animal causes bodily harm to someone or destroys the property of a neighbour. However, the endless options of cat health insurance available require the pet owner to analyze carefully before purchasing one. Those that want to be a cat owner should know that the hobby would call for lots of time and money. Veterinary bills will likely make up most of the spending for cats, outside of grooming and food. VPI Pet Insurance is underwritten by the Veterinary Pet Insurance Company in California and is available in all US states. Pet owners will have the freedom to secure the best care for their pet with a VPI pet insurance. VPI will free the pet owner from the stress or worrying about how to pay costly veterinary bills.