This is where a pet insurance plan becomes handy, as it will help the owner save on such costs. Purchasing a pet insurance plan is expensive at first but this will be a more practical move than paying off vet fees in full. The continued evolution of science has resulted in the creation of many treatments that help prolong the life of a pet. Many insurance companies offer different policies based on type and age of the pet. Consider this, insuring a mongrel is far cheaper than insuring a pedigree, and insuring a dog will be more expensive than a cat. Basic pet insurance policies normally cover veterinary bills and even minor surgeries. A comprehensive policy though can go as far as covering the service charge of a pet psychologist or costs of cancelling a planned vacation if your pet needs you at the 11th hour. Such conditions include epilepsy, heart problems, skin conditions, arthritis and diabetes. Cheap pet insurance becomes practical only for young dogs. However, an older dog s high risk of developing an illness or encountering an illness must be considered when selecting the appropriate pet insurance policy. In today s world, being a responsible pet owner is not just by loving the animal but also providing the right exercise, stimulation, environment, activity levels, health care and nutrition for your pet. Canada s Petplan has the best intentions when it is about saving up for emergencies. Petplan has the so-called Cover for Life plans for cats and dogs, which serve as unlimited emergency funds. Even if your pet doesn't misbehave, imagine it vomiting or having diarrhea in your hotel room and having to pay damages. This can add up quickly in any number of ways. The final point I'll make is that there may be occasions where you can't take your pet with you where you're going. Maybe you're taking a specific tour that doesn't allow animals, or planning on eating out at a fancy restaurant. The company believes that a pet s life is easier and more enjoyable if insured under Petplan health insurance plan. Monthly rates start at $9.95 for cats and $11.95 for dogs. Petplan understands the needs of every pet lover in Canada given its maturity and long experience in the industry. The company constantly communicates with its industry partners, veterinarians and most importantly pet owners across the country.