The owner needs to look at the needs of his pet, and find a health insurance that is fit for the demands of his pet. Breeding, type of pet, and age are the usual considerations in looking for a pet health insurance. Studies conducted in the past two years revealed that 75% of pet owners were forced to make unscheduled appointments with their veterinarians. Another positive that can be found is that some of these coverages are going to pay for almost all of the shots that a pet needs. Keeping a pet up to date on shots is a great way to prevent them from getting sick, but it can also be costly for some people. With some of these coverages they could see that they will pay for most if not all of the shots. Even if a company where a person is employed shoulders more than half of the insurance policy, the employee still shells out a small part for his health insurance. The averge cost is usually $3000. Employee shares usually range from $300 - $500. In acquiring a pet insurance policy, the pet owner definitely pays a lower insurance premium than that of a human insurance policy. Choosing a pet Never buy on impulse and give yourself an ample amount of time before deciding to get a pet. A pet is a lifetime commitment and will highly depend on its master for all of its needs. Dogs can live for as long as anywhere from ten to fifteen years or even more and a puppy is a living creature you cannot be expose to a trial period. One out of three pets require veterinary treatment annually, so pet insurance is an important consideration. When the cat encounters an illness, Healthy Pets will be there to help give the best treatment available. Terms of Healthy Pets cat insurance - Customers will only pay the pet insurance premium quote supplied by Healthy Pets. Insurance For Your Beloved Cat And Dog Giving love to your pet cat and dog is not enough to call yourself a responsible pet owner. Pets do need love but they should also be entitled to the right environment, exercise, activity levels, stimulation, nutrition and health care. Those aspiring to become pet owners should realize treating a dog and cat the right way will require a lot of money and time.