With the increasing incidence of insurance claims associated with animal bites it is a good choice to have something that can protect your interest as well as the unlucky victim. With pet liability insurance you can be assured that there is something that can help you in case any incident happens beyond your control. However, like any family member pets need that extra care to stay healthy and eventually live a happy and enjoyable life. One way of being a responsible pet owner is by purchasing pet insurance. Pet insurance helps a pet owner manage veterinary bills that become costly especially when they pile up. Pets can become sick even in the safest of homes. Choosing a pet Aspiring pet owners should never buy on whim. Given yourself enough time to decide what type animal you will take home deciding. Purchasing a pet is similar to making a lifetime commitment. A pet will greatly depend on its master for all of its needs. Dogs that are properly taken care off can live anywhere between 10 to 15 years. The owner needs to look at the needs of his pet, and find a health insurance that is fit for the demands of his pet. Breeding, type of pet, and age are the usual considerations in looking for a pet health insurance. Studies conducted in the past two years revealed that 75% of pet owners were forced to make unscheduled appointments with their veterinarians. Studies show that almost 75% of pet owners were forced to make unscheduled veterinary visits over the last two years. Treatment for a dog with a heart ailment can cost up to 1,000, while treating a cat with a broken leg can go for as much as 300. This is where a pet insurance plan becomes handy, as it will help the owner save on such costs. Canada s Petplan has the best intentions when it is about saving up for emergencies. Petplan has the so-called Cover for Life plans for cats and dogs, which serve as unlimited emergency funds. Purchasing health insurance is one way of controlling and budgeting expenses and keeping your pet healthy. Petplan will give monthly updates in order for the pet owner to be always prepared for an emergency.