Expenses include food, bedding, toys and most of important of all veterinary bills. In total, costs for taking of a cat reach as high as 4bn every year. Recent trends reveal a sharp rise in pet owners buying insurance for their cats to cover cattery costs, veterinary bills and the expenses to advertise for a lost pet. Risking a pet s health to chance is not a very wise thing to do as chances are, your pet will become sick sooner or later. Pet owners become very surprised when they are charged with a very expensive veterinary bill. Medical costs for a dog with a heart problem can go as high as 1,000 or a cat with a broken arm will set owners back as much as 300. Healthy Pets is approved by the Financial Services Authority and is underwritten by AXA Insurance UK Plc. Petwise Insurance Petwise offers health care insurance for pet cats and dogs. Three stages of pet health insurance coverage that can be suited to the demands of the cat and dog. Bronze policy will cover as much as 1,000, while the Silver and Gold policies go as high as 3,000 and 5,000 respectively. Veterinary fees can be very costly, with as much as 750 could be spent on treating a cat or dog injured in a road accident. In the UK, a normal visit to a vet currently costs 200 on more average, while animals that need to undergo a complex treatment might result to an eye-popping bill of 4,000. A lot of time and money will be spent in taking care of a pet. Consider this, insuring a cat will be more expensive that a dog. Insuring a mongrel will be cheaper than a pure breed animal. Basic policies typically cover medical bills that require minor surgeries. The more comprehensive plans are more flexible. Some even covers charges of a pet psychologist or cancellation fees for a vacation in the event that the pet needs immediate treatment at the last minute. Pure breeds are given higher premium by most pet care insurance companies because of their special needs, rather than cross breeds. Also, similar to human insurance policies, the older your pet is, the higher the premium for your pet. It is advised that you get a pet care insurance policy as early as possible.