Getting pet insurance early on boosts chances that the animal will be insured and well take care off during its lifespan. In addition, pets that have a lingering sickness have a very poor chance of getting insured. Several insurance groups even have special policies for pets whenever they get lost or stole. A comprehensive policy though can go as far as covering the service charge of a pet psychologist or costs of cancelling a planned vacation if your pet needs you at the 11th hour. Almost all forms of pet insurance include liability coverage, which will insure the owner if the animal causes bodily harm to someone or destroys the property of a neighbour. Insuring a cat for year costs 865 on average and this will give pet owners confidence about the condition of their much-adored feline companies. Hardcore pet owners even go as far as treating their cats with gifts or shower them with a numerous presents during Christmas. Women are the ones most likely to give gifts to their pets and around 50% purchase a stocking full of gifts. Animals categorized as high risk are those over the age of 8 so it is better to purchase to pet insurance while the animal is still young. Getting pet insurance this early on increases chances that your pet will be insured and properly taken care off for the rest of its life. Consider this, pets that have a lingering illness have a very small chance of getting insured. After the fees are paid, the pet owners just need to get the veterinary staff member to sign the receipt. This is then forwarded to Veterinary Pet Insurance for their review and evaluation. Veterinary Pet Insurance then will reimburse the fees paid directly to the veterinarian. The second strength of Veterinary Pet Insurance is the discounts that they give when the owner gets their services for additional pets. Breeding, type of pet, and age are the usual considerations in looking for a pet health insurance. Studies conducted in the past two years revealed that 75% of pet owners were forced to make unscheduled appointments with their veterinarians. What s more disturbing is the fact that most of these pet owners did have pet health insurance and they were forced to bear the burden of costly medical bills.