One of Veterinary Pet Insurance s strengths are their easy to understand procedures on how to claim their policies. In claiming policies, the pet owners just need to choose a licensed veterinarian. After the fees are paid, the pet owners just need to get the veterinary staff member to sign the receipt. A basic pet health insurance policy consists of primary veterinary services while an upgraded policy includes pet psychologists or provisions on major surgeries, for example. More comprehensive policies even cover charges of a pet psychologist or cancellations fees for a paid vacation if the pet needs immediate medical care. This would help you find the most cost efficient pet care provider for you. 2) Set aside an amount for pet care. Setting aside a reasonable amount for healthcare will shield you for unexpected incidents of your pet. 3) Scout around your area for low cost veterinarians which provide the same services of the more expensive veterinarians. A new US government study discovered that the average premium paid by a small corporations reaches $3,003,31 for every employee. The average worker only contributes only around $400. A VPI pet insurance policy will only cost approximately $1 daily. VPI Pet Insurance is the oldest and biggest health insurance provider for pets in the US. As with all forms of pet insurance you will want to check the list of vet providers for your plan to see if you can stick with the one you have, or if it will cover you to switch if that is what you want. So now you can see that especially if you have a dog, this is really something you should be thinking about. Operating since 1989 with at least $53 million claims paid. Petplan is the number one company in the Canadian pet health insurance sector boasting of new plans and coverage. The company believes that a pet s life is easier and more enjoyable if insured under Petplan health insurance plan. Monthly rates start at $9.95 for cats and $11.95 for dogs.