Endsleigh also offers coverage for dogs and cats that die due to an illness or injury. The original purchase price of the cat or dog can be partially reimbursed. However, this benefit cannot be applied to dogs aged 9 years old or cats 11 years old and up. Cost to advertise a lost cat or dog can also be claimed. Almost all forms of pet insurance include liability coverage, which will insure the owner if the animal causes bodily harm to someone or destroys the property of a neighbour. In addition to studying what is included in a pet insurance policy, owners should also study what is not included. Normally a policy will require the owner to wait around two weeks after his pet has recovered from an illness before being reimbursed. In addition, pets that have a lingering sickness have a very poor chance of getting insured. Several insurance groups even have special policies for pets whenever they get lost or stole. Pet owners could be reimbursed for how much they spend on advertising for a lost pet and could also recover a portion of the animal's original price when it failed to be recovered. Consider this, insuring a cat will be more expensive that a dog. Insuring a mongrel will be cheaper than a pure breed animal. Basic policies typically cover medical bills that require minor surgeries. The more comprehensive plans are more flexible. Some even covers charges of a pet psychologist or cancellation fees for a vacation in the event that the pet needs immediate treatment at the last minute. Well don't sweat it, I'm going to show you why dental insurance can be necessary for your pet and why you might want to consider getting an add-on to your existing plan if it already has it. Admittedly not every dog will need dental insurance. It's worth consulting with your vet to find out if your particular breed is more susceptible to any diseases. In a study by Veterinary PET Insurance, the top 10 common names of pets regardless if it is a dog, cat or bird, include Max, Bailey, Buddy, Molly, Maggie, Jake, Lucy, Daisy, Rocky and Sadie. These names are not just to identify them, but defines their identities as well. However, like their human best friends , they need to stay healthy to be able to fully maximize their co-existence.