Petplan guarantees that it will cover pets that have illnesses developed before the insurance was purchased. Pets will be covered for any conditions that come up before they are enrolled or after the waiting period. Aspiring pet owners normally choose a breed of a dog or cat that will fit with their lifestyle. Below is data about some well-established and popular pet insurance companies to help consumers compare and determine what is best suited for the. Endsleigh - Features three level of pet insurance coverage that can be suited to the needs of the pet. - Bronze policy will cover up to 1,000, while the Silver and Gold policies go as high as 3,000 and 5,000 respectively. Cheap Pet Insurance Is A No-No Choosing cheap pet insurance is not a viable option for pet owners, said veterinarians who responded to a new study by MORE TH>N. The proliferation of cheap pet insurance has become a concern for over 90% of vets across the UK, as these only offer coverage in short period time. It is understandable for the owner to think that a pet insurance is an additional expense to the health insurance for himself that he is still paying for. However, having a pet insurance can actually save the owner from having emergency expenses when his pet gets sick. A pet insurance is less expensive than a human health insurance. Medical costs for a canine with a heart problem can go as high as 1,000 or a cat with a broken leg will result to bill as steep as 300. Purchasing pet health insurance may be costly at first but this will be better than paying veterinary bills at full charge especially during multiple visits. Many animal treatments in market have been proved to be effective in prolonging the lifespan of a pet. A number of insurance companies even have special policies for pets whenever they get stolen or lost. Pet owners could claim how much they spent on advertising for a lost pet. In addition, they could recover a portion of their pet s original price when it cannot be found anymore. CHURCHILL PET INSURANCE Churchill Insurance was founded in 1989 and is regarded as one of the top direct auto insurers in the UK.