Healthy Pets is the logical choice if a pet owner is looking for a health care insurance company that cares for his cat and dog. Given its extensive experience in animal insurance, Healthy Pets clearly understands what should be done in taking care of pets. Healthy Pets is approved by the Financial Services Authority and is underwritten by AXA Insurance UK Plc. Almost all forms of pet insurance include liability coverage, which will insure the owner if the animal causes bodily harm to someone or destroys the property of a neighbour. In addition to studying what is included in a pet insurance policy, owners should also study what is not included. Normally a policy will require the owner to wait around two weeks after his pet has recovered from an illness before being reimbursed. It is understandable for the owner to think that a pet insurance is an additional expense to the health insurance for himself that he is still paying for. However, having a pet insurance can actually save the owner from having emergency expenses when his pet gets sick. A pet insurance is less expensive than a human health insurance. Love Your Pet: Insure Its Health Deciding to purchase a pet should be made very carefully due to many considerations. This so-called hobby not only requires a lot of money but also lots of time and dedication considering that you are taking care of a live animal. By the time you take home your pet you need to prepare for various items such as food, vaccinations, veterinary bills and property damage. A significant number of pet health insurance companies provide various policies that put highly emphasize the age and type of pet. Points to ponder: - Insuring a mongrel is cheaper than a pedigree - Insuring a dog is cheaper than a cat - Veterinary bills and minor surgeries are normally covered by a basic health insurance policy. Comparing The Top Pet Insurance Companies A responsible pet owner is someone who not only gives special care to the animal. It now has become a requirement for the pets to also receive the right stimulation, exercise, activity levels, environment, health care and nutrition. Those that want to become true pets owners should realize that the hobby will not be cheap and require a huge amount of time to be good at.