Like any other application, a pet insurance plan has requirements that should be considered by the owner. Many insurance companies have various policies depending on the pet s type and age. A pet insurance plan for a mongrel will be cheaper than something suited for a pedigree. A typical pet insurance plan normally covers vet bills and minor surgeries. Something else is that these are becoming increasingly popular with veterinary medicine doctors. So rather than having to hunt for days to weeks on end or drive from one end of the planet to the other a person can easily find a doctor that accepts the coverage. At times a person may be worried about how much of a deductible they need to pay before the coverage picks up. Many insurance companies offer different policies based on type and age of the pet. Consider this, insuring a mongrel is far cheaper than insuring a pedigree, and insuring a dog will be more expensive than a cat. Basic pet insurance policies normally cover veterinary bills and even minor surgeries. A comprehensive policy though can go as far as covering the service charge of a pet psychologist or costs of cancelling a planned vacation if your pet needs you at the 11th hour. Given its extensive experience in animal insurance, Healthy Pets clearly understands what should be done in taking care of pets. Healthy Pets is approved by the Financial Services Authority and is underwritten by AXA Insurance UK Plc. Petwise Insurance Petwise offers health care insurance for pet cats and dogs. The proliferation of cheap pet insurance has become a concern for over 90% of vets across the UK, as these only offer coverage in short period time. The length heightens chances that customers are paying more for less. While the offerings of budget insurers are affordable, these only provide extremely limited coverage and not likely the expenses in treating a pet that develops an ongoing condition that might requires years of continuous medical attention. Financial responsibilities, as well as personal time are maximized to be able to take care of a pet freely. Registration of the pet to the owner, as well as loads of paperwork are also a part of owning a pet. One also needs to think about the well-being of his/her pet, such as providing for food, vaccinations, and the maintenance of the overall health care of a pet.