- Some illnesses could cause discomfort for the dog for life. Compared to other insurance companies, Endsleigh covers the dog for continuous claims up until the policy limit. The Endsleigh Pet Health Insurance also covers pets that pass away because of injury or sickness. Dog owners can also reimburse a part of the pet s original retail price if it is lost or stolen. Almost all forms of pet insurance include liability coverage, which will insure the owner if the animal causes bodily harm to someone or destroys the property of a neighbour. In addition to studying what is included in a pet insurance policy, owners should also study what is not included. Normally a policy will require the owner to wait around two weeks after his pet has recovered from an illness before being reimbursed. This is where a pet insurance plan becomes handy, as it will help the owner save on such costs. Purchasing a pet insurance plan is expensive at first but this will be a more practical move than paying off vet fees in full. The continued evolution of science has resulted in the creation of many treatments that help prolong the life of a pet. However, the immediate cost will be considerably less compared to spending for numerous pet medical bills you incur in the future. Before making that final decision in buying your pet medical insurance consider your requirements. Many pet medical insurance companies have various types of policy for different and types of pet. Purchasing pet health insurance may be costly at first but this will be better than paying veterinary bills at full charge especially during multiple visits. Many animal treatments in market have been proved to be effective in prolonging the lifespan of a pet. This is made possible by the advances in science. Basic pet insurance cover vet bills and simple procedures such as minor surgeries and diagnostic exams. One of the top companies in the US offering pet insurance is VPI Pet Insurance. Compared to human health insurance, pet insurance will considerably less expensive. Companies normally pay 80% to 90% of a worker s health insurance.