A lot of factors exacerbate these sicknesses, which can create havoc to the expenses of the owner. Unforeseen accidents, new government mandated procedures on animal care, new shots needed by the pets are some of these factors. Owners should be prepared, and plan ahead for these sudden illnesses by managing their budgets to include pet health care. Managing Difficult Decisions Many pets across Canada have life-threatening diseases that are not treated properly, as their owners do not want to bear the costs. Pet insurance will enable the pet owner to give the best possible care to their beloved household companion. Petplan guarantees that it will cover pets that have illnesses developed before the insurance was purchased. Traveling with your pet is extending the boundaries of your relationship, often in a way that will be new and confusing to your pet. From the safety of your home your pet Chihuahua might know not to chew up your shoes or pee on the floor, but this is hardly the same thing while traveling abroad. Also keep in mind your pet will be stressed out and will not understand what is happening. Various surveys show that 75% pet owners made unscheduled visits veterinarians in the past couple of years. Risking a pet s health to fate is not advisable as chances are your pet will become sick sometime in the future. Getting pet insurance is one way of ensuring that your cat and dog will have a healthy and happy life. Giving love to a pet is not the only requirement of a responsible pet owner. The most responsible of pet owners make sure they also provide the animal with right stimulation, environment, exercise, activity levels, health care and nutrition. Choosing a pet Aspiring pet owners should never buy on whim. Older dogs will likely suffer illnesses, which are normally very expensive and lengthy to take care of. Pet owners should select an insurance policy that does not restrict treatment to the first year before the pet requires any long-term care. Various studies show that over 95% of vets insist that pet insurance is a must for pet owners in order for them not to be showered with huge bills in the event that their pet becomes sick or needs continuous medical care, added Mr Hollebon.