A pet will greatly depend on its master for all of its needs. Dogs that are properly taken care off can live anywhere between 10 to 15 years. A trial period cannot be applied to a puppy, as it is a living creature that needs to be respected. Pet owners should ready to make an obligation to the pet s well being from its young age until it grows old. In addition, Direct Line requires the animal to be satisfactory physical condition during the starting date of the policy.. Essential policy: Direct Line s essential pet insurance policy covers vet's fees for a max of a 12-month treatment for each injury, illness or disease, as much as 4,000 for every condition. Pet owners normally consider their pet as part of the family and its health and wellbeing should be properly taken care off. If your cat or dog becomes sick or is injured, you do not want to be burdened about the cost of medical bills. Pet medical insurance should cover the pet owner against the unexpected cost of vet s bills. For some people the responsibility is coming from the food they have to purchase, but for others it is going to come from the expensive medical treatment that pets need from time to time. However, to help offset that cost a person should be aware of the positives of having pet insurance. One positive of having this is that the cost is extremely low for the amount of coverage they get. Luckily, some insurers provide help when the pet becomes lost or is stolen. Owners can claim costs in advertising for a lost pet and a portion of the reward that will given to the finder. Owners that fail to find their lost pets might also be allowed to claim a portion of how much they originally paid for the animal. You're already strapped for cash after all of the ordinary vacation expenses. Secondly, the overwhelming stress your pet is going through can cause it to misbehave. Even if your pet doesn't misbehave, imagine it vomiting or having diarrhea in your hotel room and having to pay damages. This can add up quickly in any number of ways.