Overall, if you find that your financial goals are really hard to achieve, and you are not advancing on your progress to achieve or attain them, every now and then, try to assess yourself, your determination and the potential effectiveness of the financial goals you have set. Starting all over again and shifting into more practical and effective financial goals, even if it means going through the whole process of goal setting once again, would in the end, prove to be very beneficial. Goal setting is often thought and regarded as an easy task. But you might have probably proven that it is an otherwise excruciating and ardent activity. Thus, it has to be effective. Goal setting is easy, but the steps and processes to make the goals effective and the measures to achieve these goals are the part of the idea that makes the concept hard and tough. Simple tips But no matter how hard the task of setting life goals can be, and actually doing measures to achieve these goals, setting and attempting to achieve life goals can be made easier by adhering to the following simple guidelines and tips. Start with the personal goals. Set a personal lifetime goal. Achieving your goals Setting up goals will never mean an iota if there is no effort on your part to achieve it. It's not there to be put on display or to remind yourself that once upon a time, you were sensible enough to create a goal for yourself. And don't try to convince yourself that there are goals that are really meant to be written and nothing more; there is no such thing. The logic is that, your goal, specific as it is, is bound to face some resistance. The resistance can come in the form of some people who will be affected by your performance goal, or other entity. This is not to say, however, that your goal is something wicked, but it is only an acknowledgement that other people have also their own goals. Is there a part of you, particularly on how you perceive things, that needs to be changed? 3. Financial. Do you have a clear projection as to how much you should be earning in a particular moment in your life? This aspect is closely related with career, so better review and come out with a goal with these two side by side.