Recent studies indicate that one out of three pet owners made unscheduled visits to veterinarians in the past two years. Betting the health of your pet to chance is a very risky decision. It is normal that you will be very surprised on how much it costs to purchase pet medical insurance. However, the immediate cost will be considerably less compared to spending for numerous pet medical bills you incur in the future. To be able to do this, pets need to be taken cared of. Having a pet is a big responsibility, because like humans, they need to be in perfect shape to be able to perform their most basic functions. However, responsibility comes with a price tag. Personal time, as well as the financial aspect of having your pets taken to the veterinarian to undergo basic tests are one of the few reasons why having a pet is a huge responsibility. These incidents can sometimes cost a huge amount for settlement that without liability insurance most of your assets will be drained out. Dog bites are the most common cases that have been associated with liability claims however there are other incidents that would also be filed for liability claims. Petplan understands the needs of every pet lover in Canada given its maturity and long experience in the industry. The company constantly communicates with its industry partners, veterinarians and most importantly pet owners across the country. Communication helps Petplan shape and customizes its pet health insurance policies to respond to evolving needs and lifestyles. One just needs to coordinate with the insurance company to customize the policy on the needs of one s pet. However, almost all insurance companies have a policy on liability. This will cover incidents as ones pet biting another person. The American Kennel Club (AKC) has partnered with PET Partners, Inc. However, an older dog s high risk of developing an illness or encountering an illness must be considered when selecting the appropriate pet insurance policy. Pet owners nowadays are having a hard time gaining a deal with an insurance company due to the various conditions they apply. Advances in animal medical science has helped prolong the lifespan of pets.