Managers of any home or organization are responsible for ensuring that the costs outlined in the budget are accurate. The person who prepares the budget must be able to identify and accurately estimate all costs necessary to run any operation. Understanding the cycle of finance will help you figure out where you fit into your home or company s financial structure. There will be a big chance that you acquire tapeworms, since you would resort yourself to eating meat the way carnivores do, raw. Again, this is another budgeting tip that can keep you healthy by preventing you from having long and slimy boarders living in your intestine. You could also acquire other sicknesses without water since dirt will stay longer on your body. The reason for having a budget is not to cause problems, but to rather to help you see where your hard-earned money is going, and where you can cut corners without having to feel cheated, restrained and uncomfortable about it. One of the very first things you can start doing is to have a habit of writing down every penny you are spending daily. You can do a basic comparison of budget versus actual expenses by category, or you can enter more detailed information such as investments, assets, liabilities, and print personal financial statements showing your net income and net worth. Whether you use sophisticated personal finance software or a couple of pieces of paper and a pencil, the important thing is that you get on the road to financial freedom by starting a budget today. You can add up to your savings by doing little things that can help you: save lunch and coupon money, take advantage of sales, saving your loose change, and being willing to compromise especially when there are other bills that call for your attention and money. Bankruptcy could be your way out if you have exhausted every single option you had. Finance software lets you track all your check writing by category and makes monthly comparisons of your actual spending to the amount you've budgeted. Use a debit card instead of your credit card. This way, the amount you're spending is the amount that is actually in your hands. Credit card allows you to spend over and above your current budget, which is bad, especially if you are not expecting any money to come in anytime soon.