In making a zero base budget, you do not need to refer to the previous level of expenditure as basis of a new one. In traditional references are given to the previous year estimates. Factors are given adjustments to arrive at the figures of current year's budget. On the other hand, zero base budgeting starts from scratch. The reporting and control stage In the reporting stage, budgets serve as a reference point for many reports, such as performance reports that support bonuses and promotions in the organization. In this final aspect of controlling, differences from budget are noted, evaluated and explained because this helps the household or organization's ability to begin preventive or corrective actions. A good place to look will be bargain stalls, which are situated in almost every city block. These budgeting tips can help you be keener to fashion, if you re the kind of person who is into fashion. This is so because you learn to accessorize to look great and not have to spend a lot on it. The money allotted for electricity, water and tax should not be disturbed anymore. SAVE FOR THE RAINY DAYS Effective debt management budgeting means not forgetting to save. Although you want to settle your debt, you don't want to be penniless when rainy days come, or do you? You don't have to allot every money that you have to pay off a debt. You only have to manage debt. Save at least ten percent (10%) from your income, regularly. Before you leave the house think about the route you will be taking so you can use short cuts, avoid traffic jams and do important things along the way (like pay the bills, etc.). It saves gas and time. Check your user's manual for the car's necessary maintenance. Regular tune ups and oil changes will help prevent costly damages to your car in the future. Without a budgeting and forecasting system that can quickly give the reflection of the expenditures of a changing business condition, it is impossible to determine the impact of such events on the bottom line and quarterly results. Far too often small business gain good profits, but they do not have enough operating capital to meet their needs.