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California's Identity Theft Laws - Penal Code 530.5 PC

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Unlike your fingerprints, which is impossible to copy, your personal data especially your Social Security number, your bank account or credit card number, your telephone number, and other identifyable data can be used, if they fall into the wrong hands. In the United States and Canada, for example, many people have reported that unauthorized persons have taken funds out of their bank or financial accounts and in the worst cases, took over their identities, obtaining huge debts and committing crimes while using the victims's names. In today s world of increasing credit card usage, it is no longer a rare instance where a criminal may be able to make use of your credit card for his own gain. He does not need to have your plastic in order to commit such a crime. All he needs will be your number and your personal information. Such a crime has been known as identity theft. Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security Number, passwords, or other sensitive information. According to the Federal Trade Commission (FTC), phishers send an email or pop-up message that claims to be from a business or organization that you deal with --- for example, your Internet Service Provider (ISP), bank, online payment service, or even a government agency. Ten months later, Frank, of Laguna Niguel, California, had a creditor call him about "her" outstanding debt and it was a lot, a huge lot, including payments for a red convertible that she apparently bought. What is more, the culprit found Frank's business cards and even impersonated her. Frank got weak in the knees and really dizzy when she heard the shocking, almost surreal news. Today, this information is available in minutes with only a few click of your mouse. Here are economical products that can help uncover personal details you thought were strictly private. Identity theft involves someone using key pieces of your identifying information in order to impersonate you. The usual purpose is to acquire goods or services in your name through the use of credit or debit cards. have developed means to coordinate with the FTC (Federal Trade Commissions) in order to establish a complete record of crime complaints in online deceptions, that starts with scam messages. Surveys show online fraudulent thieves rate at 34% increase from 2004. Households online spookers complaints rate 3%, in the U. 

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