Originally approved Credit Cards, or renewals of the same, may be delivered by servicemen who may try to get your personal data that are not commonly asked, such as birthdays, or expiry dates of your card. Refrain from it, instead, tell them to send you a written message, bearing the letterhead of the originating office that they need it, to add to your resume. To trick you into divulging your personal information so the perpetrators can steal your identity and run up bills or commit crimes in your name. You can be a victim of identity theft even if you never use a computer. Malicious people may be able to obtain personal information (such as credit card numbers, phone numbers, account numbers, and addresses) by stealing your wallet, overhearing a phone conversation, rummaging through your trash (a practice known as dumpster diving), or picking up a receipt at a restaurant that has your account number on it. With your stolen credit information in the wrong hands, impostors may also be able to open new credit card accounts in your own name. When using these credit cards and foot the bill in your name, such delinquencies will be reported on your credit report. This will make it harder for you to upgrade or make effective use of your own credit account because of your worsening credit record without you even knowing it. A victim will be entangled into questions of how, what, who, and where to get thru your complaint, or report. Get proper forms of applications of your complaint at the proper government agency. Once filed, if its with the FTI, being the leading and core authority to follow-up of credit records trespassing, it has full control to *detect, by way of consistent monitoring of your financial accounts as well as your current billings; *to deter, with caution to safeguard any personal information data under their safekeeping; *defend your identification from any continuous manipulations of the suspected theft. Remember, individuals have personalized objectives to work out with, on various angles they re trapped into. And, possibly, one of those identity number social thefts may be tagging along target workplace areas for their misdemeanors. Be vigilant about consistent updates on Credit Annual Reports Thru it, you ll know if there had been a change in the gap and frequency of transactions on loans and utility billings, and its outstanding balances. Ensure that proper safeguards are in place to treat these documents securely. Never giver credit card numbers or other personal information over the phone unless you initiate the call. Even if you initiate the call, ensure that called party is not using a cellular or other mobile phone. Carry only the credit cards needed for the current trip.