However, do not forget that a little of everything goes a long way, so try to lessen on these expenses as much as you can. Small savings will add up. If you can bring lunch from home, your savings will be about $5.00 a week. You can add it to only getting only one soda from the vending machine once a day instead of two, the total savings for the week will increase as well. For everyone: In budgeting money, it is important to learn to get into good spending habits. Making your very own filing system for receipts, bank statements, loan details among other things can help you in budgeting money. Always plan for the worst they might come any time, any place. Budgeting money also means saving some money aside for an emergency expense. Household Budgeting You Can Live With A household budget is nothing more than a simple plan that sets spending and saving goals over a period of time. This will allow monitoring or evaluating on how you are doing in following your household budget. A good household budget is not something that restraints you from spending altogether but it allows you to spend your money wisely. This way you will not only save money from not eating out but buying in bulk at the supermarket as well. The total cost of eating food at home is definitely less than you were spending fancy meals at a restaurant. Saving for the future is a constant and sweet reward of budgeting. In budgeting, you will be able to build your savings. You are asked make a justification on the proposed expenses during that time period solely on their rewards. The advantages of zero base budgeting - efficient allocation of resources as it is based on needs and benefits - managers find out cost effective ways to improve operations - detects inflated budgets - useful for service of department where the output is difficult to identify - increases communication and coordination within the company With zero based budgeting, every department function is reviewed thoroughly. It develops a flexible budget based on activity work load that is not as rigid as ledger of the line item budgeting that pre-identifies costs eventhough that cost may not be of use at all. Activity-based budgeting is simply organized common sense. More specifically, activity based budgeting is a technique for enhancing the accuracy of financial forecasts and increasing management understanding.