Use both sides of papers. These simple things keep the expenditures down. Budgeting money also helps keep the planet clean and green. Coupons and sales are helpful in budgeting money. Read the weekly ads from your local stores and spot sales. Non-perishable items on sale can be bought in bulk and stored in your cupboard. From this initial picture, you can then forecast your expenses for the coming year. Household budgeting tips If this seems too complicated for you, you can start slowly by listing down budgeting tips you read in the magazine or thought of yourself. You can save money by being a smart shopper. You can clip out grocery coupons or check the mailers if any of the regular items you want to buy are on sale. Credit card allows you to spend over and above your current budget, which is bad, especially if you are not expecting any money to come in anytime soon. 2. Saving Make a saving plan - Everytime you receive an income, whethere that be from your regular salary, bonuses or sidejobs, take at least ten percent (10%) from it as your savings. These are only few of the budgeting tips that can keep you healthy, at the same time make you resourceful. You should not evade tax. When you have the right amount, pay immediately. You must not mess with the government to avoid having to undergo disciplinary measures. Because if you do, then you would have to be investigated by the government for certain issues, with a big risk of having to do time in prison. Zero based budgeting is especially recommended for government budgets because expenses can easily run out of control it if is automatically assumed what was spent last year must be spent this year. This means that what has been already spent is not automatically sanctioned. Past expenditures may serve as guide to but not to justify for future outlays. The process can help ordinary people to managers to effectively communicate and implement goals and objectives throughout the household or firm. Budgeting is a critical step in planning and controlling your day-to-day operations. It is also a time-consuming, multi-layered, and complex process. To streamline the budgeting process and ensure more timely and accurate budgets, companies place great value on a formalized process that produces detailed yet flexible budgets that are fully aligned with the strategic goals of the organization.