How to answer when the child asks about the father - There will come a time when your child asks about his other parent. It is scaring but as a mother it is your responsibility to answer questions regarding his father and your household situation honestly and specifically as possible. You need to reassure your child that despite of the circumstances, both of his parents love him or her. This is not meant to scare you off your responsibility or to make you feel upset or depressed; it is meant to make you understand what you are going into so that you will be ready for the challenges ahead. 1. Financial situation This is perhaps what most single parents are having problems with. Remember that you do not only have to take care of yourself. That is of course still decades from now but it is also something that you have to consider and plan for. Remember also that kids do not have medical insurance. You need to pay for their medical bills should they get sick. Being the single breadwinner in the family, some single parents take on two to three sometimes even four jobs just to be able to make both ends meet and have some savings for the future. Remember that they will need to not only relate to you should the relationship continue, they will also need to relate to the kid. It s going to be a package deal and for some this can be pretty scary. So save yourself the waste and tell them right off. Set the ground rules You need to be clear about what your priorities are and it should be on your child and on no one else s. Head of Household: Money Management for Single Parents by Kara Stefan - Covering eleven primary concerns of single parent today, Head of Households is a definitive book on financial management in a single parent home. The book is written by a veteran financial writer who is as a single parent knows the financial pitfalls of raising a child and building a family alone. Now, they can choose to raise their babies together or alone. For some, raising them alone is a better choice. Although it is hard, there is little heartbreak involved here because it is their choice to raise their babies alone. This is especially true for those who have gotten pregnant by accident. Often, these single parents are young mothers who are either in high school or in college.