Here are some tips for you: 1) Be patient - When you are trying a credit card debt elimination plan, you need to wait a while to see results. Although some people maybe able to eliminate their debts in a single payment, others may have to wait a while. In credit card debt elimination, you need to understand that completely paying off your debts may take time. Yes, credit cards can provide you with the needed cash especially when it is for an emergency but didn t you know that with your every swipe comes another set of debts? The convenience is of course given to you by the credit card you have in your wallet. Why not? You need not bring paper bills and coins when you shop or dine out. The most popular and legal debt elimination technique is by procuring debt consolidation loans. The payment for very overdue loans will obviously require you to pay for a large interest fee. The debt consolidation is a means of debt consolidation which liberally lessens your debt particularly the interest rates because instead of having to deal with several loans, they will all be rolled into one single loan. b) Put your plan into effect as soon as possible - The longer you delay eliminating your debts, the larger the interest will be. This means that you need to make a debt elimination strategy that will eliminate your liabilities in the shortest time possible. Also, once you have a plan of action in mind, you must hasten to implement it. However, if you are in debt, you will only be working to pay off your liabilities. This means that the rewards of your work won't go to you, but to the financial institution that you borrowed from. This thinking limits your ability to work. When you work only to payoff your debts, you will find that you will be less motivated. This type of credit card debt elimination program often consists of a special schedule of payment which, when followed, will let you pay your debts off in the fastest time. A person is actually capable of making this type of credit card debt elimination program on his or her own. However, some people just do not have the time or the expertise to put a credit card debt elimination program like this together.