The biggest difference in both is that commercial investment property insurance concentrates more on providing liable coverage to the commercial features of the invested property. For instance, take the event of September 11. Bombings on twin towers caused damages of millions of dollars. Many office buildings of that area were ruined and destroyed in the attack. are valuable for many persons. These valuable personal properties needed certain insurance coverage from theft or other mishaps. Insurance coverage is required to cover the loss in case of theft or loss of personal articles and items. Especially, students suffer from such property loss; they have more risk of this kind of loss of personal properties. These insurance policies also provide liable cover on the cost of renovation and reconstruction of a building, which has been damaged due to earthquake or fire. However, citizen property insurance has certain limitations with various benefits. There are some types of losses or damages, which is not included in the liable policy coverage of citizen property insurance. This type of insurance can be acquired through a agreement called as a Property Insurance Policy. What is a property insurance policy? The legal agreement between the procurer of policy and the insurance company is known as a property insurance policy. The people who purchase this insurance policy is called policy holder. The commercial property insurance offers the protection to the property owners of a house or a building. Insurance policy of the commercial property insurance also protects the content of building, like furniture, machinery, and displayed merchandise or stored. Types of Insurance Policies Offered by the Commercial Property Insurance There are various types of insurance policies that are offered by the commercial property insurance. Property insurance of small business protects the policyholder from the losses or damages caused by the products, which could be injury caused by the product used by a consumer. If you are doctor, realtor, computer consultant or an architect, then property insurance for your small business would be suitable.