Is property insurance can be acquired by homeowners? If a person has the "insurable interest" then he can choose for the property insurance. People involved with high-income or middle income home owners, and small businesses to big business, anybody can purchase property insurance. The insurable interest in the property insurance is the property of procurer. CNA is also a business property insurance company, which offers complete business property insurance coverage to large business, mid-sized business, and small businesses. The Hartford is another business property insurance company, which offers various services and products related to the business property insurance. What is a title examination, and how does it influence home title property insurance? This is a thumb rule that before closing of a property, it is mandatory to examine the title of that property. The examiner of title will check the past records of trusts, wills, deeds to conclude if there is any problem associated with it or not. In 2002, the Florida legislature passed a law for their state, which induced merger of the Florida Windstorm Underwriting Association (FWUA) and the Florida Residential Property and Causality Joint Underwriting Association. The merger of these two organization resulted in the new organization of Citizen Property Insurance. Citizens of statewide achieved a better insurance coverage because of the renewed policies of Louisiana Citizens Property Insurance Corporation. Also, it gave the new opportunity to the business at the Louisiana. The insurance policy of the Louisiana Citizens Property Insurance Corporation can cover the claim amount of $350,000. Crime or glass damage is the risk causes that are not included in the policies of commercial property insurance for claim. For such cases, business owners generally choose other insurance companies with more specialized insurance policy. More companies are focusing to standardize the policies of commercial property insurance for providing insurance coverage to certain areas.