You've got a ball park figure but you want to know the best don't you? That's where shopping around comes in. Just like any other loan a credit card consolidation loan comes with different interest rates and it's your job to find the most competitive. After this is your money and if you won't fight for it you can hardly expect anyone else to do it for you! It sounds great the way the banks and loan companies promote bill consolidation loans doesn't it? Just one small monthly repayment covers all your outstanding debts. Well in some cases that is very true but every case is different and you have to do you own checking to make sure you will be better off. The great advantage of some of the very latest dictionaries is that they are grouped around particular subjects rather than laid out in alphabetical order like an ordinary one. That is a feature that you probably won't fully appreciate until you have had the pleasure of using one of them. Or alternatively you have made yourself dizzy flicking backwards and forwards in one of the older style ones! Think of something as simple as an accident, it doesn't even have to be your fault, and you get hospitalized for a couple of months. Do you think while you're laid there in your hospital bed it's just possible that making the payment for your credit card bill might get forgotten? And what happens when you forget your monthly credit payments? There are many ways that investors try to work out which way the market or an individual stock will move. They will look at any number of technical indicators that they feel will give them a clue as to what may happen. Of course outside influences can also affect matters. These can happen very rapidly without warning and send prices shooting either up or down and totally confounding the indicators. In fact it was November of 1954 before share prices reached the level they were at on that first day of the crash. So what caused such an economic disaster? There are many different views on the cause as you would imagine but the general consensus of opinion is that there was a misplaced belief that high share prices could be sustained indefinitely.